College students have the following options:
- Continue coverage under your parent’s/guardian’s family policy.
- Purchase coverage from an independent vendor.
- Apply for Medicaid coverage (for those who qualify).
Concordia College requires all International Students to maintain medical insurance that provides coverage in the United States and meets certain minimum benefit requirements. To ensure these requirements are met, Concordia will automatically enroll all international students in the International Student Accident and Sickness Plan. The insurance premium will automatically be added to your tuition statement. The International Student Health Insurance enables students to get the medical care he or she needs as well as protects them from unexpected medical costs.
The premium for this coverage is $483 for Fall Semester (coverage runs 8/1/18-12/31/18). You may have a health insurance policy from your country of residency; In this case, the Fairmont/Advent coverage will be secondary coverage for all medical care.
If you feel your health insurance policy from your home country qualified for coverage in the United States, you may submit an Appeal Form. Please complete all the necessary steps for doing so listed at https://www.concordiacollege.edu/directories/offices-services/risk-management/international-student-insurance-appeal/
This Appeal Form has a deadline of 9/13/2018 at 5:00 p.m. CST. If an appeal is not made, reviewed, and APPROVED prior to 9/12/18, you will be billed for the Fairmont coverage and there will be no reversals on the charges.
You may access information about the Fairmont/Advent policy and coverage at www.eiiastudent.org.
- Click on “Concordia College”
- Click on “International Students”
- Click on the option you wish to view
(i.e. “Plan Summary”, “Full Plan”, “How to File a Claim”, etc.)
Should you have questions, please contact Karleen Mjolsness, Risk Management Specialist at 218.299.4242 or email@example.com.