Applying for Aid

The application for financial aid at Concordia begins with the FAFSA. The FAFSA is available on Oct. 1 of each year, and we recommend completing the FAFSA as soon as possible after Oct 1. Make sure to select the correct academic year when completing the FAFSA as more than one academic year will be available to choose.  

Nearly 100% of our students receive financial aid annually.  But first you need to apply for it.  

Check out the steps to apply for financial aid below.

  1. Gather your tools. Social Security numbers for you and anyone else whose financial information you are submitting; your driver's license number; records of untaxed benefits received; federal income tax returns for you and your parents or stepparents (if you are a dependent); W-2 forms.
  2. Get your FSA ID (Federal Student Aid ID). The FSA ID allows you to electronically sign your Free Application for Federal Student Aid.
  3. Submit your FAFSA onlineRemember to designate Concordia College (code 002346) as your school of choice.
  4. Keep a copy of both your and your parents’ Federal Income Tax Returns.
  5. Submit to the Office of Financial Aid any requested information and/or documents that have been requested.
  6. Review your information and check the status of your application in CobberNet.
  7. Report any external scholarships in CobberNet.
  8. Contact the Financial Aid Office at 218.299.3010 or 800.699.9897 if your circumstances change or are unusual.


You must be enrolled as a full-time student (at least 12 credits or 15 credits if receiving a Minnesota Grant) to receive the financial aid that has been awarded to you.

Appeals and Withdrawals

If your family resources become strained or substantially worse, visit with the Financial Aid Office about your options. You may choose to appeal your financial aid.

There are no institutional grants or scholarships available for a master's program. Eligibility for loan programs will be based on the FAFSA.

There are no institutional grants or scholarships or federal aid available for the Accelerated Nursing program. Some private loans require that you complete a FAFSA.

International students are not eligible for federal financial aid awards and should not file a FAFSA. Concordia does offer International Student Scholarships based on academic ability and financial need. 

More about International Student Aid


Tuition Reduced

In Fall 2021, we reduced the cost of tuition by more than $15,000 to ensure that any student who can see themselves here can be a Cobber.

Tuition + Fees - Aid = What You Pay

Your financial aid award starts with the Excellence Scholarship (determined by your high school GPA or ACT/SAT scores) – but it doesn't end there.

Starting in Fall 2021, all students benefit from a new lower tuition cost (reduced by more than $15,000 from 2020-21). Concordia will continue to offer substantial aid in the form of scholarships, grants, work-study, and loans help to keep college costs down. In the upcoming year, the increase in the out-of-pocket tuition costs for continuing students will be limited to $800.

2021-22 Cost of Attendance

Student/Tech Fees
Comprehensive Cost $37,316


Finish in Four – Guaranteed!

It's not just great aid that makes Concordia an excellent value. Our Four Years, For Real Guarantee means we're committed to making sure our students graduate in four years (unlike many regional universities where degree completion can take five or even six years).

Paying for your education is made easy for students and families. Learn more about our monthly payment options.

Choosing Concordia was a great decision financially. The cost of living in the Fargo-Moorhead area is much more reasonable than the cost of living at other institutions I had considered.

Sophie Newcomb ’21

Communication | Moorhead